The uncertainty over Brexit may be dominating the financial landscape, but we can expect more predictable changes to your finances in 2019. Here are some of the key updates to look out for in the next 12 months.

Premium bonds:
By the end of March, the minimum investment for premium bonds will be reduced from £100 to £25. You will also be able to set up standing orders to buy a minimum of £25 to save on a regular basis.

Workplace pension contributions:
From April, the minimum contributions from employees into workplace pensions will rise from 3% to 5% under auto-enrolment rules. Contributions from employers will go up from 2% to 3%.

National living wage:
The national living wage, which was introduced in April 2016, will also increase from £7.83 to £8.21 an hour.

Tax allowances and thresholds:
The basic personal allowance in England and Wales will rise from £11,850 to £12,500 in April. The starting point for the 40% higher-rate tax threshold will also increase from £46,350 to £50,000.

Lifetime allowance:
The lifetime allowance for pension savings will increase in April in line with CPI inflation, rising from £1,030,000 to £1,055,000.

State Pension:
April will also see the State Pension rise by approximately £4.25 a week or £220 a year. This means the full State Pension will be worth £168.60 per week, or £8,767.20 a year.

Help-to-buy ISAs:
From the end of November, Help-to-buy ISAs won’t be available to new savers. However, if you already have one, you can keep the account open and carry on paying into it for another decade.

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