When you retire, you have flexibility and options open to you.
As you approach retirement, your priorities begin to shift from saving, to generating a reliable income for the rest of your life. But deciding how to do this is can be one of the most important decisions you will ever have to make. Yet, despite this, 3 out of 4 people approaching retirement fail to access professional pension advice! *
This is where Calculis’ pension advice can help
Rather than simply looking at your income needs, we take the time to learn about your retirement dreams and aspirations in order to clearly understand your financial goals and desired retirement lifestyle.
You may be looking to secure a guaranteed income, withdraw a tax-free lump sum or obtain a mixture of the two. If so, we will inform you of the best options available to suit your needs, as well as any potential tax implications.
Following the recent changes to the UK pension industry, there is now whole new world of flexibility over how you spend, save and invest your pension. To find out more, click here.
*Old Mutual Wealth 2015